Liberty Financial PathwaysPrivacy Policy
Effective date: September 21, 2026
Liberty Financial Pathways ("Liberty Financial Pathways," "we," "us") is a brand owned and operated by One South Media LLC. We run a free referral service that helps people with credit card debt see whether a debt settlement review may fit their situation and, if so, connects them by phone with an independent debt relief provider. We are not a lender, creditor, credit counselor, law firm or debt relief provider. This Privacy Policy explains what information we collect when you use this site or call a number shown here, how we use it, and your choices.
Information we collect
- Your answers on this site. The eligibility questions (approximate debt amount, debt type, monthly budget and state) are processed in your browser to show your result. We do not ask for your name, phone number or email on this site.
- Call information. When you call a number shown here, the call is routed through a call tracking provider. We and our partners may collect the phone number you call from, the date, time and length of the call, and how it was routed. Calls may be recorded by us or the provider for quality and verification where permitted by law. We may share a hashed (one-way encrypted) version of the calling number, together with call events such as whether a call connected, with advertising partners such as Meta to measure and improve our ads.
- Information you share on the call. What you tell the debt relief provider on the call is collected and used by that provider under its own privacy policy.
- Automatically collected information. We and our advertising and analytics partners may collect your device and browser type, IP address, pages viewed, referring URL and advertising identifiers (such as a click ID) through cookies and similar technologies, including the Meta Pixel and Meta Conversions API.
How we use information
- To show your result and connect your call to a debt relief provider.
- To measure and improve our site and our advertising.
- To detect fraud, verify call quality and meet legal obligations.
How we share information
- With the provider you call. Your call and the call details above are shared with the debt relief provider or network that receives it. We may be paid when you speak with a provider.
- With service providers. Call tracking, hosting, advertising and analytics companies (for example, Meta and Microsoft) process information on our behalf.
- For legal reasons. We may disclose information to comply with law, enforce our terms or protect rights and safety.
We do not sell your name, phone number or email address, because we do not collect them on this site.
Cookies and advertising
This site uses cookies and the Meta Pixel to measure advertising and connect your visit to the ad you came from. We also use Microsoft Clarity to understand how visitors use the site, through behavioral metrics, heatmaps and session replay. Clarity is set to mask the text on this page, and your answers to our questions are not sent to it. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products and services and online activity. This data is used for site optimization and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement. You can control cookies in your browser settings and manage ad preferences through Meta and other platforms.
Your choices and rights
Depending on where you live, you may have the right to access, correct or delete personal information we hold about you and to opt out of certain sharing for targeted advertising. To make a request, contact us using the details below. We will respond as required by applicable law.
Retention and security
We keep information only as long as needed for the purposes above and legal requirements, then delete or de-identify it. Visit details we store to match a call to a website visit (such as IP address, browser type and advertising identifiers) are deleted after 30 days. We use reasonable safeguards, though no method of transmission or storage is completely secure.
Children
This service is intended for adults. We do not knowingly collect information from anyone under 18.
Changes
We may update this policy. The effective date above shows the latest version.
Contact us
Liberty Financial Pathways, 500 4th St NW, Suite 102 PMB 1319, Albuquerque, NM 87102. Email: privacy@libertyfinancialpathways.com